By Ron Southwick | firstname.lastname@example.org | Posted August 25, 2018 at 06:00 AM | Updated August 25, 2018 at 08:05 AM
National Park Service/Badlands National Park, South Dakota
Most Americans dream of the day they can retire and pursue a life of leisure. But where are the best places to enjoy retirement?
Some of the best states for retirement don’t feature beaches or palm trees, according to a recent survey by Bankrate.com.
To be sure, Florida and Hawaii are enviable states to spend your golden years and both states fare well in the Bankrate list. Other states, such as South Dakota, Utah and Montana, also have much to offer, according to Bankrate’s study.
Pennsylvania, however, ranked closer to the bottom than the top.
In its analysis, Bankrate evaluated states in seven factors: cost of living; crime; culture; health care quality; taxes; weather and well-being.
Sean Simmers/The Patriot-News
Pennsylvania finished ranked 31st in the Bankrate survey. In some ways, the ranking is surprising. Pennsylvania doesn’t tax pensions, making it a desirable state for seniors in that respect.
The Keystone State enjoyed its highest ranking for a relatively low crime rate, ranking 12th among the states. Pennsylvania’s worst category came in the overall well-being of residents, ranking 34th. Pennsylvania placed 31st in the cost of living.
In other categories, Pennsylvania was at or near the middle of the pack: health care quality (21st); taxes (26th); culture (30th) and weather (30th).
Keystone State residents could certainly make arguments that Pennsylvania deserved a better ranking. Last year, U.S. News & World Report ranked the top cities to retire and Lancaster placed second in the country. Philadelphia and Pittsburgh also made the top 20.
Here’s a look at the top 10 states to retire, followed by the 10 worst.
National Park Service/Mount Rushmore
THE TEN BEST STATES TO RETIRE
Summary: It may come as a surprise since South Dakota doesn’t offer gorgeous beaches or year-round summer temperatures. But South Dakota, the home to Mount Rushmore, ranked as the best state to retire in BankRate’s survey.
The state topped all others in overall well-being of residents and ranked second in taxes. The state also fared well for culture (10th) and health care quality (12th). With bitter winters, the weather is a downside (38th) and South Dakota ranked 21st in crime.
National Park Service/Zion National Park
Summary: Utah placed in the top 10 in three categories: taxes (8th), overall well-being (9th) and health care quality (10th), according to the Bankrate survey. Utah also fared respectably in culture (15th). Utah finished in the bottom half in only one category: weather (32nd).
Utah provides countless outdoor opportunities for active seniors. The state is home to some of the gems of the national park system, including Zion (pictured above), Bryce Canyon, Arches and Canyonlands.
National Park Service/Craters of the Moon National Monument
Summary: Idaho scores a high overall ranking with an enviable cost of living (ranking 12th) and low crime (4th). Idaho also ranked 8th in health care quality and overall well-being. Its lowest ranking: weather (41st).